The Richest Man in Babylon Want to be Smarter With Your Money? Join our mailing list and get news and info to support your financial goals. First Name Last Name Email Address Thank you! Oops! In good times and bad, consistently saving a percentage of your income is a sound financial practice. Related Content The ABCs of Zero Coupon Bonds Understanding some basic concepts may help you assess whether zero-coupon bonds have a place in your portfolio. Managing an Inheritance A windfall from a loved one can be both rewarding and complicated. U.S. Personal Savings Rate What can be learned from the savings rate?